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2026-02-09 22:08:12 -

Why Your Payment Just Failed: The Real Story Behind Credit Card Decline Codes

I’ve spent the last decade analyzing payment data for high-volume merchants. Last month, I watched a subscription company lose $180,000 in a single week because they didn’t understand decline code 51. That’s not revenue they could recover later. That’s money that walked out the door because their team treated every declined payment the same way. Here’s what...

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